Our Story
We started on this journey when we saw a need to help Canadians understand the complications and costs of not having a completed will. The added costs and frustrations for our loved ones dealing with government laws and courts deciding what goes where and who gets what can be avoided with simple directions.
A will ensures that your hard-earned assets are distributed according to your directions and wishes. It provides financial security for your loved ones and can save them from potential added costs, minimizing any confusion or disputes.
So our mission is to help as many Canadians take their fates out of the government's control and put it back into the hands of the Canadian citizens. You deserve a say in what happens to your life's work, your loved ones and the thing we cherish the most, the memory of what we leave behind.
What we do is make it easy and affordable by providing you with all the information and documents you will need to complete your will. We will help you navigate through to completion.
Give us a call or send us a message, and we will set up a time that is convenient for you to complete the most important task you have ever completed in this life.
Did you know that 62% of Canadians don't have wills at the time of their passing. Leaving the fate of their estates up to the provincial laws rather than their own direction. This is called intestate. No will no direction. So you may just assume that your loved one will be able to decide what happens with your estate or assets when, in fact, this is not the case at all. The laws and the courts will have the final say. This includes who may get the children or who may get the house or dad's car. The list goes on. If you are common-law and have been for 40 yrs you may be surprised to find out that the children are entitled to a portion of the assets upon the passing of a partner, putting you at risk of having to deal with not only losing a partner but losing the security you worked so hard for and deserve at this point in life. So, if you are just starting your journey in life, or you are getting your estate in order, it's time to prepare your will so that you are prepared for any circumstances on your life's journey.
Things to Consider
Intestate succession in Ontario involves a structured and complex process defined by the Succession Law Reform Act, which dictates the distribution of a person's estate if they die without a will. The implications of not having a will can be profound, especially considering that common-law spouses are excluded from inheriting under intestate succession rules. Therefore, having a will is paramount for common-law couples. In Ontario, common-law partners face unique challenges under the Succession Law Reform Act (SLRA). Unlike married couples, common-law partners are not recognized as a "spouse" for intestate succession, leaving them potentially without a claim to their partner's estate if no will is in place.
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Here's a summary of the rules:
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Spouse, no children: The entire estate goes to the spouse.
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Spouse and children: The spouse receives the first $350,000, and the remaining estate is divided equally between the spouse and children.
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Children, no spouse: The estate is shared equally among the children.
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No children, spouse, or parents: Siblings inherit equally, with provisions for the children of deceased siblings.
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No children, spouses, parents, or siblings: nieces and nephews divide the estate equally.
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No next of kin: If there is no next of kin to the deceased, the estate "escheats" to the province. (meaning the estate assets become property of the provincial government)